3D Secure authentication: enhanced security for your online payments
3D Secure authentication is a secure protocol used for credit card payments on the Internet. Implemented by major credit card networks such as Visa and MasterCard, this protocol offers an extra layer of security to prevent online fraud.
How does it work?
When you make a purchase on a website that uses 3D Secure, after you've entered your card details, you're asked to complete an additional authentication step. Depending on your bank, this may involve
Entering a one-time code sent by SMS.
Validation of a notification on a mobile banking application.
Using a specific password defined in advance.
Why is this important?
Thanks to this extra step, even if someone fraudulently obtains your credit card details, they won't be able to make online purchases without also having access to your phone or specific login details. This greatly reduces the risk of fraudulent transactions.
Do I need to register?
Most banks automatically integrate their cards with this service. However, some may require customers to actively register. If you are unsure of your 3D Secure status, we recommend that you contact your bank or credit card provider.
In short, 3D Secure authentication offers extra protection when shopping online, guaranteeing a safer shopping experience.